Heat pump

How much does a heat pump cost in 2025?

A heat pump promises efficient heating and independence from fossil fuels. Before the decision is made, there is a crucial question: What costs will you have to face? In this article, you will find a comprehensive overview of all costs of a heat pump.

🔍 Das Wichtigste im Überblick
  • Die Gesamtkosten liegen zwischen 14.000 und 38.000 €, inklusive Anschaffung, Installation und Erschließung der Wärmequelle.
  • Der KfW-Zuschuss 458 kann bis zu 70 % der förderfähigen Kosten abdecken.
  • Die Kosten im Altbau liegen zwischen 15.500 und 43.000 €, inklusive Demontage der alten Heizung und möglicher Anpassungen wie neue Heizkörper oder hydraulischer Abgleich.
  • Der jährliche Betrieb kostet zwischen 800 und 2.400 €, zusammengesetzt aus Stromverbrauch, Wartung und Versicherungskosten.
  • Wärmepumpen haben niedrigere Betriebskosten als Gasheizungen und führen langfristig zu Ersparnissen der Heizkosten.

How much does a heat pump cost?

The price of a heat pump is between 8,000 and 18,000 euros, depending on the type and output. You pay 3,000 to 20,000 euros for the installation, including installation and development of the heat source. The total costs therefore amount to 14,000 to 38,000 euros.

Kostenstelle Luftwärmepumpe Erdwärmepumpe Grundwasser-Wärmepumpe
Anschaffungskosten 8.000 – 17.000 € 10.000 – 18.000 € 12.000 – 18.000 €
Installationskosten 3.000 – 8.000 € 5.000 – 20.000 € 7.000 – 15.000 €
Gesamtkosten 14.000 – 25.000 € 15.000 – 38.000 € 19.000 – 33.000 €

How much does an air heat pump cost?

You pay 8,000 to 17,000 euros for an air heat pump, depending on the output and model. You pay 3,000 to 8,000 euros for the installation. The total costs therefore amount to 11,000 to 25,000 euros, which makes the air heat pump the cheapest type of heat pump.

Kostenpunkt Luft-Wasser-Wärmepumpe Luft-Luft-Wärmepumpe
Anschaffungskosten 10.000 – 17.000 € 8.000 – 14.000 €
Installationskosten 4.000 – 8.000 € 3.000 – 6.000 €
Gesamtkosten 14.000 – 25.000 € 11.000 – 20.000 €

How much does a geothermal heat pump cost?

The costs of a geothermal heat pump are between 15,000 and 38,000 euros, including installation and development of the ground. You pay between 10,000 and 18,000 euros for the heat pump itself. The installation costs amount to 5,000 to 20,000 euros, depending on the type of geothermal heat exchanger.

Kostenpunkt Erdwärmepumpe mit Flächenkollektor Erdwärmepumpe mit Erdsonde Erdwärmepumpe mit Erdkörben
Anschaffungskosten 10.000 – 18.000 € 10.000 – 18.000 € 10.000 – 18.000 €
Montagekosten 5.000 – 8.000 € 12.000 – 20.000 € 6.000 – 10.000 €
Gesamtkosten 15.000 – 26.000 € 22.000 – 38.000 € 16.000 – 28.000 €

The costs of a geothermal heat pump vary depending on the geothermal heat exchanger, soil conditions and heating capacity. Deep drilling for geothermal probes is more expensive than area collectors or soil baskets. Rocky soils further increase installation costs. With area collectors and soil baskets, you can carry out the earthworks yourself in some cases and reduce costs.

How much does a groundwater heat pump cost?

A water-to-water heat pump costs between 12,000 and 18,000 euros. You pay 5,000 to 12,000 euros to build a well system and 2,000 to 3,000 euros for the installation of the heat pump. The total costs are 18,000 to 33,000 euros.

Here is an overview of the cost items:

Kostenpunkt Kosten
Anschaffungskosten 12.000 – 18.000 €
Brunnenanlage 5.000 – 12.000 €
Montagekosten 2.000 – 3.000 €
Gesamtkosten 19.000 – 33.000 €

How much does a heat pump cost in an old building?

The total cost of a heat pump in an existing single-family home is 15,500 to 43,000 euros. The purchase of the heat pump costs 8,000 and 18,000 euros. You pay 3,000 to 20,000 euros for the installation, including installation and development of the heat source. The costs for dismantling and disposing of the old heating system are between 1,500 and 5,000 euros.

Kostenstelle Luftwärmepumpe Erdwärmepumpe Grundwasser-Wärmepumpe
Anschaffungskosten 8.000 – 17.000 € 10.000 – 18.000 € 12.000 – 18.000 €
Installationskosten 3.000 – 8.000 € 5.000 – 20.000 € 7.000 – 15.000 €
Demontage & Entsorgung der alten Heizung 1.500 – 5.000 € 1.500 – 5.000 € 1.500 – 5.000 €
Gesamtkosten 15.500 – 30.000 € 16.500 – 43.000 € 19.500 – 38.000 €

In addition to purchase and installation costs, further adjustments may be required, such as:

  • Radiator replacement: 500 — 1,000€ per low-temperature radiator
  • Adjustment of the heat distribution system: 1,000 — 5,000€
  • Hydraulic balancing: 800 — 2.500€

For a heat pump to work efficiently, further renovation measures can be useful, such as insulating the building envelope or replacing windows. Which measures are required depends on the condition of the building. An energy consultant will help you identify appropriate adjustments and inform you about funding opportunities.

Are there subsidies for heat pumps?

Heat pumps are used as part of federal funding for efficient buildings (BEG) supported by grants and low-interest loans.

When replacing an old heater, you can KfW subsidy 458 use. It covers up to 70% of eligible costs and a maximum of 30,000 euros. This means that you can receive subsidies of up to 21,000 euros for your single-family home.

Art der Förderung Fördersatz Bedingungen
Grundförderung 30 % Austausch einer alten Heizungsanlage durch eine moderne, klimafreundliche Wärmepumpe
Klimageschwindigkeits-Bonus 20 % Ersatz einer fossilen Heizung (mind. 20 Jahre alt, z. B. Öl-, Gas- oder Nachtspeicherheizung)
Einkommensabhängiger Bonus 30 % Haushaltsjahreseinkommen unter 40.000 € (Nachweis durch Steuerbescheid erforderlich)
Effizienzbonus 5 % Einsatz natürlicher Kältemittel oder Nutzung besonders effizienter Energiequellen wie Geothermie

In addition to the subsidy, there is the KfW loan 358/359 with an effective annual interest rate of 0.01%. This can be used in addition to existing subsidies and enables loans of up to 120,000 euros per residential unit. Householders with an annual income of up to 90,000 euros benefit from particularly favourable interest rates. The loan makes it easier to finance the heat pump, especially when there are high purchase and installation costs.

What are the running costs of heat pumps?

Depending on efficiency and heat demand, the annual operating costs of a heat pump are between 800 and 2,400€. The costs are Power consumption, maintenance and insurance together. Electricity costs represent the biggest cost factor.

The exact operating costs depend on the efficiency of the heat pump, the insulation standard of the building and the electricity tariffs.

Kostenpunkt Kosten
Stromverbrauch 700 – 2.000 €/Jahr
Wartung 150 – 300 €/Jahr
Versicherung 50 – 100 €/Jahr
Gesamtkosten 800 – 2.400 €

Is it worth the investment?

Heat pumps are worthwhile because they have low operating costs thanks to their high efficiency. Investment through government funding is particularly attractive when it comes to heating replacement, as subsidies of up to 70% are possible. As a result, the purchase costs are significantly reduced and the heat pump pays for itself more quickly. Heat pumps are a sustainable and cost-effective alternative to gas heating systems, especially in well-insulated buildings.

The following comparison between an air heat pump and a gas heating system illustrates the economic efficiency.

Kostenpunkt Luftwärmepumpe Gasheizung
Investitionskosten 18.000 € 8.000 €
Förderung (50 %) 9.000 € 0 €
Endkosten nach Förderung 9.000 € 8.000 €
Jährliche Heizkosten 1.400 € 2.100 €
Jährliche Wartungskosten 200 € 350 €
Gesamtkosten über 5 Jahre 16.000 € 21.750 €
Gesamtkosten über 10 Jahre 23.000 € 35.500 €
Gesamtkosten über 15 Jahre 30.000 € 49.250 €
Gesamtkosten über 20 Jahre 37.000 € 63.000 €

The lower operating costs and funding result in a Savings of 26,000€ in 20 years compared to gas heating. In the long term, a heat pump is therefore the more economical choice.

autarc: Your partner for efficient planning of heat pumps — find out more now!

Rely on quality and expertise when planning and installing heat pump systems. With our heat pump check, you receive comprehensive support so that you can implement your projects efficiently and sustainably. Contact us today and benefit from our expert knowledge!

Geschrieben von
Stefano Fonseca
Freelancer

Stefano Fonseca is an energy and environment engineer with over six years of experience in technical building equipment (TGA). He combines technical expertise with a passion for understandable communication. For more than five years, he has been writing as a freelance editor about renewable energy and sustainable living, in particular about photovoltaics and heat pumps.

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